The AFS represents the friendly society movement, and has over 50 members. Between them, these organisations manage the savings and investments of over 4.5 million people, and have total funds under management of around £15 billion.

Friendly societies were established to encourage self-help, sports participation, moyou london and personal responsibility and to enable people with limited financial resources to improve their economic status. They do not have shareholders, which means the full benefits of the products are passed onto their customers. They typically offer better returns, lower charges and better service than insurers with shareholders.

This web site provides information for people interested in friendly societies, including our customers, our members, policymakers and the media.